A 10 Lower Saxony civil servant pay 2026: gross and net
A 10 Lower Saxony: basic pay and net by step
| Step | Basic pay | Net single | Net married, 2 children |
|---|---|---|---|
| 2 | €3,492.91 | €2,668.74 | €3,338.99 |
| 3 | €3,594.66 | €2,739.16 | €3,414.91 |
| 4 | €3,749.39 | €2,845.31 | €3,530.14 |
| 5 | €3,906.32 | €2,951.99 | €3,646.57 |
| 6 | €4,066.21 | €3,059.63 | €3,764.46 |
| 7 | €4,232.10 | €3,170.18 | €3,886.35 |
| 8 | €4,342.70 | €3,243.20 | €3,967.28 |
| 9 | €4,453.31 | €3,315.81 | €4,047.89 |
| 10 | €4,563.89 | €3,387.81 | €4,128.30 |
| 11 | €4,674.50 | €3,459.33 | €4,208.58 |
Net single: tax class I. Net married with 2 children: tax class III with family allowance, at the same own private health premium; premiums for spouse and children are not included. Civil servants (Beamte) pay no social insurance; state aid (Beihilfe) covers the rest of their medical costs. Your own net with your premium is in the civil servant pay calculator.
Status of the pay adjustment
Enacted by the law of 27 May 2026: 2.8%, at least €100, from 1 April 2026. The further steps for 2027 and 2028 so far exist only in the bill of 1 September 2026.
Steps and annual gross
| Step | after years | Annual gross single |
|---|---|---|
| 2 | 0 | €42,415 |
| 3 | 2 | €43,636 |
| 4 | 4 | €45,493 |
| 5 | 6 | €47,376 |
| 6 | 9 | €49,295 |
| 7 | 12 | €51,285 |
| 8 | 15 | €52,612 |
| 9 | 18 | €53,940 |
| 10 | 22 | €55,267 |
| 11 | 26 | €56,594 |
The entry step depends on the grade (A 5 to A 10 step 2, A 11 step 3, A 12 to A 14 step 4, A 15 and A 16 step 6). Steps 1 to 4 take 2 years each, 5 to 8 three years each and from step 9 four years each. Performance steps and suspensions can shift progression. Annual gross assumes the same pay at the current rate all year. A fixed bonus is paid in December: €1,200 in A 5 to A 8, otherwise €500, plus €250 per child and €500 from the third child.
Family allowance and working hours
Family allowance: €170.36 for married staff (A 5 to A 8: €162.26), €145.61 for the first and second child, €512.37 from the third child; in career group 1 (A 5 to A 9) with one or two children €100 more per child. The working week is 40 hours.
Frequently asked questions
What does a A 10 Lower Saxony civil servant earn net?
Single and with a €300 private health premium, about €2,669 at step 2 to €3,459 at step 11 a month. Exact net pay depends mainly on your own premium, tax class and family allowance.
Why do civil servants pay no social insurance?
Beamte are exempt from health, pension and unemployment insurance. Instead of a state pension they later receive a civil service pension, and instead of an employer health subsidy they get state aid (Beihilfe). That is why their net pay is usually well above that of employees with the same gross.
Is child benefit included?
No. Child benefit is paid separately by the Familienkasse; the family allowance for children is part of pay and taxable.
Next grade up: A 11 Lower Saxony. Next grade down: A 9 Lower Saxony. All values: Lower Saxony pay table. Working week: 40 hours.
Sources: Lower Saxony Pay Act Anlagen 5, 7 and 10, NBVAnpG 2026 (Nds. GVBl. 2026 No. 39), Sections 25, 35, 38 and 63 NBesG, Section 2 Nds. ArbZVO, BMF program 2026, BMF letter on the Vorsorgepauschale of 14 August 2025. Values taken by script from the official tables and checked against the statutory increases. Updated 2026-11-04.