UK Salary Calculator 2026/27
Enter your salary to see your take-home pay after Income Tax, National Insurance, student loan and pension for the 2026/27 tax year (6 April 2026 to 5 April 2027).
| Item | Annual | Monthly |
|---|---|---|
| Gross pay | £35,000 | £2,917 |
| Income Tax | £4,486 | £374 |
| National Insurance | £1,794 | £150 |
| Total deductions | £6,280 | £523 |
| Take-home pay | £28,720 | £2,393 |
- Tax year 2026/27. Tax code 1257L, NI category A assumed.
- Pension is modelled as salary sacrifice: it reduces Income Tax, NI and student loan income.
How it works
Income Tax uses the 2026/27 personal allowance of £12,570 (tapered above £100,000) and the published rate bands for England, Wales and Northern Ireland or Scotland. Employee National Insurance is category A: 8% between £12,570 and £50,270 and 2% above. Student loans use the 2026/27 thresholds for Plans 1, 2, 4 and 5 and the postgraduate loan. Sources and worked examples are on the UK methodology page.
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- Two jobs calculator, combined tax and per-job NI.
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- Required salary calculator, from target take-home to gross.
- Bonus tax calculator, the bonus-month payslip explained.
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- Dividend tax calculator, the new 2026/27 rates.
- IR35 calculator, inside versus outside for contractors.
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- Making Tax Digital for Income Tax
- Salary sacrifice explained
- Student loan repayments 2026/27
- Emergency tax codes explained
- Workplace pensions and auto-enrolment
- UK tax bands 2026/27 explained
- Understanding your payslip
Popular salaries
Frequently asked questions
What tax do I pay on a £30,000 salary in 2026/27?
On £30,000 you pay around £3,486 Income Tax and £2,154 in employee National Insurance in 2026/27, leaving about £24,360 take-home. Enter your exact salary in the calculator for a precise figure.
Does this calculator include Scottish Income Tax?
Yes. Select Scotland in the region dropdown and the calculator applies the five Scottish bands instead of the three used in England, Wales and Northern Ireland.
Is the personal allowance £12,570 in 2026/27?
Yes, the personal allowance stays at £12,570 for 2026/27. It tapers by £1 for every £2 earned above £100,000 and is nil above £125,140.