£31,000 after tax in the UK (2026/27)

On a salary of £31,000 in England, Wales or Northern Ireland, your take-home pay in 2026/27 is £25,840 per year, or £2,153 per month, after £3,686 Income Tax and £1,474 National Insurance.

£31,000 by pay period

PeriodGrossTake-home
Yearly£31,000£25,840
Monthly£2,583£2,153
Weekly£596£497
Daily (260 working days)£119£99
Hourly (37.5-hour week)£15.90£13.25

Where the deductions go

DeductionAnnualMonthly
Income Tax£3,686£307
National Insurance£1,474£123
Take-home pay£25,840£2,153

Effective deduction rate: 16.7% · Marginal rate on your next pound: 28.0%.

Common variations at £31,000

ScenarioTake-home / yearvs standard
Living in Scotland£25,865£25
With a Plan 2 student loan£25,694-£145
With 5% salary-sacrifice pension£24,724-£1,116

Adjust every option, pension, student loan plans, Scottish rates, in the interactive UK salary calculator.

Scottish taxpayer? See £31,000 after tax in Scotland.

Nearby salaries

£28,500£29,000£29,500£30,000£30,500£31,500£32,000£32,500£33,000£33,500

Frequently asked questions

Is £31,000 a good salary in the UK?

Median gross annual earnings for full-time employees in the UK were around £37,000 in 2025, so £31,000 is below the full-time median. How far it goes depends heavily on region and housing costs.

How much tax do I pay on £31,000?

£3,686 in Income Tax and £1,474 in employee National Insurance in 2026/27, assuming tax code 1257L, NI category A and no other deductions.

What assumptions does this page make?

Tax year 2026/27, England/Wales/NI rates (Scotland shown above), tax code 1257L, no pension, no student loan, no benefits in kind. See how we calculate UK figures.

Rates verified against HMRC's published 2026/27 rates and thresholds. Last updated 2026-11-04.