£29,000 after tax in the UK (2026/27)

On a salary of £29,000 in England, Wales or Northern Ireland, your take-home pay in 2026/27 is £24,400 per year, or £2,033 per month, after £3,286 Income Tax and £1,314 National Insurance.

£29,000 by pay period

PeriodGrossTake-home
Yearly£29,000£24,400
Monthly£2,417£2,033
Weekly£558£469
Daily (260 working days)£112£94
Hourly (37.5-hour week)£14.87£12.51

Where the deductions go

DeductionAnnualMonthly
Income Tax£3,286£274
National Insurance£1,314£110
Take-home pay£24,400£2,033

Effective deduction rate: 15.9% · Marginal rate on your next pound: 28.0%.

Common variations at £29,000

ScenarioTake-home / yearvs standard
Living in Scotland£24,439£40
With a Plan 2 student loan£24,400£0
With 5% salary-sacrifice pension£23,356-£1,044

Adjust every option, pension, student loan plans, Scottish rates, in the interactive UK salary calculator.

Scottish taxpayer? See £29,000 after tax in Scotland.

Nearby salaries

Frequently asked questions

Is £29,000 a good salary in the UK?

Median gross annual earnings for full-time employees in the UK were around £37,000 in 2025, so £29,000 is below the full-time median. How far it goes depends heavily on region and housing costs.

How much tax do I pay on £29,000?

£3,286 in Income Tax and £1,314 in employee National Insurance in 2026/27, assuming tax code 1257L, NI category A and no other deductions.

What assumptions does this page make?

Tax year 2026/27, England/Wales/NI rates (Scotland shown above), tax code 1257L, no pension, no student loan, no benefits in kind. See how we calculate UK figures.

Rates verified against HMRC's published 2026/27 rates and thresholds. Last updated 2026-11-04.