German tax class 6 (VI): net pay 2026
Tax class 6 applies to a second job, or when the employer has not yet received your tax data. On €3,000 gross a month, class
6 leaves €1,682.50 net in 2026 (statutory health insurance, no
church tax, North Rhine-Westphalia).
Net pay table, tax class 6 (2026)
| Gross / month | Net / month | Deduction rate |
|---|---|---|
| €2,000 | €1,222.67 | 38.9% |
| €2,500 | €1,446.25 | 42.2% |
| €3,000 | €1,682.50 | 43.9% |
| €3,500 | €1,916.42 | 45.3% |
| €4,000 | €2,140.75 | 46.5% |
| €4,500 | €2,364.33 | 47.5% |
| €5,000 | €2,587.92 | 48.2% |
| €6,000 | €3,047.41 | 49.2% |
Calculate your salary in tax class 6
From 23 without children: care insurance surcharge. From 64: old-age tax relief.
Leave at the yearly average (2026: 2.9%, 2025: 2.5%).
More options: company car, tax allowance, insurance exemptions
Typically a company car. Taxed but not paid out. Company car calculator
As registered in your electronic tax record (ELStAM).
Your net salary 2026
€2,140.75
per month · €25,689 per year
| Item | Month | Year |
|---|---|---|
| Gross | €4,000.00 | €48,000 |
| Wage tax (Lohnsteuer) | €989.25 | €11,871 |
| Solidarity surcharge | €0.00 | €0 |
| Health insurance | €350.00 | €4,200 |
| Care insurance | €96.00 | €1,152 |
| Pension insurance | €372.00 | €4,464 |
| Unemployment insurance | €52.00 | €624 |
| Total deductions | €1,859.25 | €22,311 |
| Net pay | €2,140.75 | €25,689 |
Deduction rate: 46,5 %Marginal rate: 54,8 %
- Tax year 2026. Wage tax follows the official BMF Programmablaufplan (the algorithm German payroll software must use).
- Statutory health insurance with the surcharge entered above; church tax only if selected.
Frequently asked questions about tax class 6
When do I end up in class VI?
For a second job (the main job keeps your regular class), or temporarily when your employer does not yet have your tax ID.
Do I get the high deductions back?
Yes, through the income tax return, which is mandatory with a class VI side job, and overpaid wage tax is refunded.
What assumptions does the table use?
Tax year 2026, statutory health insurance (average supplement 2.9%), childless from 23, no church tax, North Rhine-Westphalia. Sources on the methodology page.
Updated 2026-11-04. All six classes compared: German tax classes guide.