£20.00 an hour is how much a year? (UK 2026/27)

At £20.00 an hour and 37.5 hours a week, you earn £39,000 a year, £31,600 after tax (£2,633 a month take-home) in 2026/27.

£20.00/hour by weekly hours

Hours/weekYearly grossAfter taxMonthly take-home
35£36,400£29,728£2,477
37.5£39,000£31,600£2,633
40£41,600£33,472£2,789
45£46,800£37,216£3,101

£20.00/hour by pay period (37.5-hour week)

PeriodGrossAfter tax
Week£750.00£607.68
Month£3,250£2,633
Year£39,000£31,600

Set your own hours and paid weeks in the hourly wage calculator, or see the full breakdown for £39,000 after tax.

Overtime and extra hours at £20.00

RatePer hourPer extra weekly hour, per year
Standard (1×)£20.00£1,040
Time and a half (1.5×)£30.00£1,560
Double time (2×)£40.00£2,080

Extra hours are taxed at your marginal rate, not your average rate, so the take-home from overtime is lower than your usual hourly net, but overtime never pushes the tax on your existing pay higher.

Nearby rates

Frequently asked questions

What is £20.00 an hour after tax?

About £16.20 per hour after deductions at 37.5 hours a week, your gross rate of £20.00 minus the average deduction rate at this income.

Is £20.00 an hour above minimum wage?

The National Living Wage (21 and over) is £12.71 an hour from 1 April 2026, so £20.00 is at or above it. For 18 to 20 year olds the minimum is £10.85, for 16 and 17 year olds and apprentices £8.00.

What assumptions do the after-tax figures use?

Tax year 2026/27, England/Wales/NI, tax code 1257L, no student loan or pension. See the UK methodology.

Last updated 2026-11-04.