UK Tax and Pay Guides 2026/27
Plain-English guides to UK income tax, payslips and deductions, with accurate figures for the 2026/27 tax year.
UK Tax Bands 2026/27
Income tax bands, personal allowance and National Insurance thresholds with worked examples.
Understanding Your Payslip
What every line of a UK payslip means, from gross to net.
Salary Sacrifice
How pension salary sacrifice reduces your tax and NI bill.
Workplace Pensions
Auto-enrolment, contribution rates and the true cost of opting out.
Student Loan Repayments
Plans 1, 2, 4 and 5: thresholds, rates and when you repay.
Payments on Account
How the twice-yearly self-assessment advance works.
Emergency Tax Codes
BR and W1/M1: what they mean and how to get a refund.
Sole Trader vs Limited Company
Side-by-side tax comparison at five income levels.
Making Tax Digital
MTD for Income Tax: who it affects and when it starts.
National Insurance Explained
Class 1 rates, thresholds, what it funds and how it differs from income tax.
Marriage Allowance
Transfer £1,260 of your personal allowance to a higher-earning spouse and save up to £252.