Take-home pay: United States vs Canada (2026)
Comparison at five salary levels
| Gross (local) | United States net | rate | Canada net | rate |
|---|---|---|---|---|
| 40,000 | $34,320 | 14.2% | $32,814 | 18.0% |
| 60,000 | $50,390 | 16.0% | $47,340 | 21.1% |
| 80,000 | $65,110 | 18.6% | $60,303 | 24.6% |
| 100,000 | $79,180 | 20.8% | $74,206 | 25.8% |
| 150,000 | $113,791 | 24.1% | $104,320 | 30.5% |
What the rates don't tell you
United States: single filer, federal taxes only (state varies from 0% to 13%+) (2026). Canada: Ontario, single filer, automatic credits (BPA, CEA, CPP/EI) (2026). Deduction rates buy different things (public healthcare, pension promises, insurance), and this table intentionally avoids currency conversion: it compares tax systems at equal nominal salaries, not living standards. For your own inputs use the United States and Canada calculators, or the 11-country comparison tool.
Frequently asked questions
Is it financially better to work in United States?
Not necessarily. This compares deductions only. Gross pay levels for the same role, living costs, healthcare arrangements and pension value differ far more between United States and Canada than the tax gap shown here.
Why no currency conversion?
Exchange rates move daily and would make the page stale; equal nominal amounts make the tax-system comparison clean and reproducible.
Computed 2026-11-04 by the same engines as the national calculators (see methodology).